Get Preapproved for a mortgage loan!
It is recommended that you get prequalified for a home loan before you start viewing homes with the serious intention of buying.
The benefits of prequalification include:
You will know what price range you can afford to comfortably shop in
As a qualified buyer you will be taken seriously when making an offer on a home
The pending process will move along quicker and more seamlessly
Lenders can tell you whether you qualify for any special programs